Globalis

We believe everyone should be able to access quality healthcare, no matter where they live or travel.

Globalis is an international health insurance policy offered by Safe Meridian and a number of leading insurers. It offers flexible and affordable solutions for individuals, families and employers.

And you don’t have to be a “Western Expat” to buy Globalis!

We know many people in Asia prefer to consult doctors and use medical facilities outside of their own country. You’ll find Globalis is a great solution that will provide you peace of mind financially when the time comes.

All plans include emergency assistance services, backed by the great teams at nib Assist, which is part of the well-known health insurance group from Australia and New Zealand.

Design a solution that meets your needs & budget

Step 1: Select a Plan

Globalis offers 4 plans, each offering a different level of coverage and a different level of premium. You’re free to select a different plan for each family member.

Step 2: Select your Options (or keep it standard!)

After you’ve chosen a Plan, Globalis offers you 8 different ways to reduce your premium. You can select different options for different family members.

When calculating premium, discounts will be applied in order (1 to 8) and separately (meaning obtain a new premium after each discount and then apply the next discount to that).  

Option 1: Select your Overall Annual Plan Limit. This is the total sum for which you’re insured with a Globalis plan each policy year. Choose a lower limit in return for a premium discount.

OptionDiscount
USD 3 millionStandard
USD 1.5 million1%
USD 500,0004%

Option 2: Select your Geographic Area of Cover which describes the region of the world where Globalis covers you for elective treatments.  

Medical costs vary significantly between countries, so if you don’t plan to travel to certain countries for elective treatments, consider reducing your Area of Cover for a premium discount. Regardless of your choice,

Globalis will always cover you for emergency treatments worldwide during trips of up to 30 consecutive days.

OptionDiscount
Worldwide excluding USAStandard
Southeast Asia including Singapore, Australia & New Zealand5%
Southeast Asia excluding Singapore, Australia & New Zealand25%
Globalis with Dhivehi offers an additional Area of Cover choice.

Option 3: High Cost Providers Access? A few healthcare providers are far more expensive than others, despite offering the same level of care. If you’re happy not to use them, we’re happy to provide you a discount!

We only have a handful of Providers in our High-Cost Provider List, so this is an option worth looking at. 

OptionDiscount
Full Access to High-Cost ProvidersStandard
Access with a 15% coinsurance7.5%
No Access20%
Only available to residents of Singapore, Indonesia, Hong Kong, Macau, and China, or those insured with Dhivehi Insurance

Option 4: Deductible anyone? A Deductible is the fixed amount of hospitalization-related benefits you agree to forgo in a policy year in return for a discounted premium. If you’re convinced you won’t need hospital treatment, consider taking a Deductible in return for an attractive discount. 

OptionDiscount
(Bronze)
Discount
(Others)
No DeductibleStandardStandard
USD 1,00020%10%
USD 2,500 40%20%
USD 5,000 55%N/A
USD 10,000 70%N/A
Deductible Options for the Bronze Plan are different to other Plans.

Option 5: Hospital Room Type. You’re entitled to a standard single room in a hospital with Globalis, but if you’d like to drop that to a semi-private room (a “2-bedder”), we can provide you a discount 

OptionDiscount
Single RoomStandard
Semi-Private7.5%

Option 6: Outpatient Annual Limit. This refers to the maximum benefit payable to you for Outpatient treatments each policy year. If you’d like to reduce the entitlement, we can provide you a discount. 

OptionDiscount
Up to Overall Annual Plan LimitStandard
USD 15,000 2.5%
USD 7500 5%
Not available with the Bronze Plan

Option 7: Outpatient Direct Billing Services. These are available at select healthcare providers around the world. We’re happy to provide you a discount if you don’t mind paying first. Just send us the claim later.

OptionDiscount
OP Direct BillingStandard
No OP Direct Billing 5%
Not available with the Bronze Plan

Option 8: Coinsurance. This is the percentage of each eligible Outpatient, Wellness, Dental, and Vision claim for which you’ll be responsible. Globalis provides full cover as standard, but you can change this for a discount.

OptionDiscount
No CoinsuranceStandard
10% Coinsurance 5%
20% Coinsurance10%
Not available with the Bronze Plan

Like a quote?

We don’t expect you to have to work out your own premium. We love providing you options, but we know it makes the premium calculation a bit difficult.

If you’re interested in a quote, just drop an email or complete the Contact Us Form. Don’t forget, your insurance intermediary can help you with this as well. We’ve provided all insurance intermediaries access to our online quotation tools (we like to keep life easy for everyone!)

Better benefits, Better premium.

We provide solutions that look after your needs without emptying your wallet.

  • No Claim discounts
  • Discounts for Families or 3 or more
  • You’re free to select different Plans & options for different family members
  • Child Only Policies available
  • Pay monthly, quarterly, half-yearly or annually
  • Better Benefits, Better Premiums.

Backed by leading Insurers & Reinsurers

Globalis is backed by a number of leading insurers, including QBE in Singapore and Great Eastern in Indonesia. It’s also underwritten by a number of the world’s largest Reinsurers, financially rated A or higher by S&P, Moody’s or similar.

Like to know more?

Ask your intermediary for details, or check out the material shared below. Feel free to reach out to us if we can help.

Residents of Singapore & elsewhere
Residents of Maldives